By visiting this Site or submitting your email through our waitlist form, you confirm that you have read, understood, and agree to be bound by these Terms, and by our Privacy Policy, which is incorporated into these Terms by reference.

UnioGate is presently a pre-incorporation venture. References in these Terms to “UnioGate,” “we,” “us,” or “our” refer to the founders and team currently operating this Site, and, upon incorporation, to the resulting registered company, which will assume responsibility for this Site and these Terms. We will update these Terms with our registered company name and details once incorporation is complete.

You must be at least 18 years old, and capable of forming a binding contract under applicable law, to use this Site or join our waitlist. By using the Site, you represent that you meet these requirements.

Submitting your email through the “Get Early Access” form adds you to a list of people interested in UnioGate. Joining the waitlist:

• Does not guarantee you access to the UnioGate product, at any particular time or at all;
• Does not create any contractual obligation on our part to launch the product, on any timeline;
• Does not constitute payment, an investment, a purchase, or consideration of any kind — joining the waitlist is free and does not obligate you to anything further;
• May result in us contacting you by email about UnioGate's launch, beta access, or related updates, consistent with our Privacy Policy.

We may modify, pause, or discontinue the waitlist at any time, for any reason, without notice or liability to you.

This is an important section. UnioGate intends to build a point-of-sale application that, once launched, will enable merchants to accept cryptocurrency and fiat payments. That product has not yet launched, and this Site does not offer it.

This Site, and your use of it, does not:

• Constitute an offer, solicitation, or provision of payment processing, money transmission, currency exchange, custody, or any other regulated financial service;
• Involve the transfer, custody, exchange, or processing of any cryptocurrency, fiat currency, or other asset on your behalf;
• Constitute investment advice, a securities offering, or an invitation to invest in UnioGate;
• Imply that UnioGate currently holds any license, registration, or regulatory approval to operate as a payment service provider, money transmitter, or financial institution in any jurisdiction.

Any such licensing, registration, and regulatory engagement will be pursued as appropriate before the UnioGate product itself launches, and will be described in the terms governing that product. See Section 13.

When using this Site, you agree that you will not:

• Submit false, misleading, or fraudulent information through the waitlist form;
• Use automated means (bots, scrapers, or scripts) to submit waitlist entries, scrape Site content, or otherwise interact with the Site at a scale or in a manner a human would not;
• Attempt to gain unauthorized access to the Site, our systems, or our waitlist database;
• Interfere with or disrupt the Site's operation, or attempt to introduce malware, viruses, or other harmful code;
• Use the Site in any way that violates applicable law.

We may remove waitlist entries or restrict access to the Site for anyone we reasonably believe has violated this section.

The Site, including its design, text, graphics, logos, and the “UnioGate” name and mark, is owned by UnioGate or our licensors and is protected by applicable intellectual property laws. We grant you a limited, non-exclusive, non-transferable license to access and view the Site for your own personal, non-commercial use.

You may not copy, reproduce, distribute, modify, or create derivative works from any part of the Site, or use our name, logo, or branding, without our prior written permission.

This Site relies on third-party infrastructure providers (including Supabase, for waitlist storage) to operate. We are not responsible for the availability, content, or practices of third-party services we rely on or link to, and your use of any such third-party service is subject to that provider's own terms.

This Site is provided “as is” and “as available,” without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure, or that any information on it is accurate or complete.

To the fullest extent permitted by applicable law, UnioGate, its founders, and team members will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, revenue, or goodwill, arising out of or related to your use of, or inability to use, this Site, even if we have been advised of the possibility of such damages.

Because this Site does not process payments, hold funds, or provide financial services, our aggregate liability to you arising out of or related to this Site is limited to one hundred US dollars (US$100) or the maximum extent permitted by applicable law, whichever is lower.

Nothing in these Terms limits any liability that cannot be excluded or limited under applicable law, including the NDPA where relevant to data protection matters.

You agree to indemnify and hold UnioGate, its founders, and team members harmless from any claim, liability, damage, loss, or expense (including reasonable legal fees) arising out of your violation of these Terms or your misuse of the Site.

We may suspend or terminate your access to the Site, remove your entry from the waitlist, or modify, suspend, or discontinue the Site (in whole or in part) at any time, for any reason, without notice or liability to you.

These Terms are governed by the laws of the Federal Republic of Nigeria, without regard to conflict-of-law principles. If a dispute arises out of or relating to these Terms or your use of the Site, we encourage you to first contact us so we can attempt to resolve it informally. If we are unable to resolve a dispute informally, it will be subject to the exclusive jurisdiction of the courts of Nigeria, except where applicable law requires otherwise.

These Terms are intentionally scoped to this pre-launch waitlist Site. Once the UnioGate application itself launches, your use of that product will be governed by a separate, comprehensive Terms of Service appropriate to a payments product — covering matters such as account creation, fees, transaction processing, settlement, KYC/AML obligations, dispute and refund handling, and applicable financial regulation. You will be asked to review and accept those terms separately before using the UnioGate product — joining this waitlist today does not constitute acceptance of the future product's terms.

We may update these Terms from time to time as this Site evolves — for example, if we formally incorporate or change infrastructure providers. We will update the “Last updated” date at the top of this page when we do. Your continued use of the Site after a change takes effect constitutes your acceptance of the updated Terms.

If you have questions about these Terms, please contact us at: